My Credit Cards Arsenal (9) – American Express Platinum Delta Skymiles Card

The American Express Platinum Delta Skymiles card is a Delta Airline co-branded credit card. This one is the three Delta co-branded credit cards: Gold Delta Skymiles, Platinum Delta Skymiles, and Delta Reserve. These three cards have different annual membership fees, and correspondingly different benefits offered. The Platinum Delta Skymiles fall into the middle, and has a reasonable fee and benefits just right for me, at least.


Read More »


Easy Money from KeyBank before Oct. 30

Today, the foodie couple received a promotion from KeyBank. We will receive $300 for opening a qualifying new checking account and making one direct deposit of $500 or more within 60 days of account opening. This promotion expires 10/30/2015.

IMG_0746Read More »

Register Discover and Chase Freedom 5% Quarterly Category Bonus!

The fourth quarter of 2015 is getting close! And the 5% quarterly cashback from Discover and Chase Freedom is now open for registration!


I have the Discover It card, which has the rotating quarterly 5% cashback calendar, as shown below. For the fourth quarter of 2015, the 5% will be on Amazon, Department Stores, and Clothing Stores, for the first $1,500 spent.Read More »

My Credit Cards Arsenal (8) – American Express Hilton HHonors Surpass

This Hilton HHonors Surpass card from American Express is a card for earning Hilton points through spending. If you love Hilton hotels and collecting Hilton points, this card is quite suitable and powerful for you.

Currently, the public offer is 60,000 bonus points after $3,000 spending within the first 3 months of account opening. And there are occasionally better offer of 85,000 bonus points after $3,000 spending within the first 3 months of account opening.


Read More »

My Credit Cards Arsenal (6) – Bank of America Alaska Airlines Visa Signature

Alaska Airlines is unique, since it is not belonging to any of the three major airline alliances. It is unique, also because even though it is not an airline alliance, you can earn and redeem Alaska Airline miles on airlines such as American Airlines, British Airways, Air France, Korean Air, and Delta.

On the application page of the Bank of America Alaska Airlines Visa Signature card, you can see that they emphasize this codeshare agreements with other airline partners:


Read More »

My Credit Cards Arsenal (5) – Chase Marriott Rewards Premier Visa

This Marriott Rewards Premier Visa is another hotel co-brand credit card from Chase (!), which makes me always wondering why Chase has good relationship with so many good hotel chains. Anyway, I have had this card since 2013, and recently cancelled my old card and re-applied for a new card since I “have not received a new cardmember bonus for this product in the past 24 months”, which is the Chase Bank’s 24-month rule for credit card application.

Currently, on the Marriott official website, there is a limited time offer which offers 80,000 points after $3,000 spending within 3 months of account opening. Personally, I don’t like this offer. The version I applied offers 70,000 points after $2,000 spending within 3 months of account opening and one 1-4 category free night certificate after account opening, which I think is superior because of the low spending threshold and 1-4 category free night.


Read More »